When I looked up the town, I found the following:Swain County closes hotels, vacation rentals to reduce coronavirus spread Found this in the Smokey Mountain Times:I told them I could accommodate them for the next two nights as we haven't heard anything like this in my part of the Smokeys.Paul

We have a property manager so we’ll find out soon.I stress-tested our multifamily portfolio.

I am a fan of HELOCs, and have never had my line reduced even in the recession. 

Also—-escrow = look for reasons to reduce the price.

It was not easy for them, and when people are stressed, they don't always act in the most tactful way (handing out letters to people on the way out).Additionally, I think a lot of the hate on Grant is somewhat misplaced. 

This is a very stressful time for them.

I believe the sentiment is that a seller will rather wait this out and sell "after CV", whenever this is than reduce their price expectations.

There's always a way to reduce living expenses by leveraging yourself, you'll need to get creative.

Given the current scenario (he works in banking), he is bracing for the possibility of a reduced income up to 50% reduction(lack of bonuses or possible job transfer pay cut etc. 

It sounds like  you’re willing to give up that 3% seller credit but the buyer needs that, so keep the 3% credit intact and reduce the purchase price by 3% instead- you will essentially net the same amount.