I also understand id be splitting the reward/ rent but that's why I think if I can pay 50% with him or 100% alone then is minimizes a lot of my risk. cast your vote and help me out, ahah I'm new here and to the world or real-estate so take it easy on me please.

No clue, my guess would be no since they have accepted the return of the deposit, but check with a real estate lawyer in your state because I'm just guessing here.

How would you use real estate to help pay off student debt?

Keep in mind mix-use real estate is generally more difficult to finance than multi-family or residential real estate.

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They had a low credit score but beyond that, they were a solid applicant based on their application and references.

You can access equity of current primary by a Home Equity Line of Credit (HELOC) or refinance.

I'm honestly surprised, right now our only debt payment is a 857 mortgage, no car payment no student loans no credit card debt, and good credit 740's. she doesn't make just a lot (41k a year) but with the 857 mortage payment, her debt to income shouldn't be much over 25%.

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However, I can say with certainty the following as it pertains to Techvestor in real time in my market: Their properties are real and are OWNED by Techvestor.