Even ballpark figures can guide me in the right direction.Referrals: If you've had positive experiences with contractors in Columbus who specialize in any of these areas, I would greatly appreciate your recommendations.Your insights and assistance will be invaluable.Hi Mohamed, I have worked with a lot of great contractors that charge reasonable rates and provide excellent service, and I would love to recommend them to you.

Roofstock.com walked me through the deal providing the agent, lender, management and insurance references.

I hope this provides some clarity and guidance. 

Would that negatively impact my ROI?

The shorter the prepayment term has an impact on increasing the rate.4.

@Danny Sanchez most downpayment assistance programs won't provide assistance on a 2-4 unit property. 

Look at lists of properties that are on the Sheriff Sale, and Tax Sales, as some of those could have assumable mortgages, and provide a list of potential assumable mortgages, where the owners are potentially losing their properties.David KrulacBigger Pockets Podcast guest #82  

If your target demographic (upper middle class/upper class/government workers) for your STRs are less impacted by these factors then that market will produce a better return now.7.

I am not aware of an APP or system that I can confirm, only an HRA general number that has been provided.

This property would have no impact then on DTI, as 75% of the rent off set the mortgage.Property B - $3,000 mortgage. $3,000 gross rent. $3,000*75%=$2,250.