I would also contact your tenants and ask them if they suffered a loss in income; you can point them in the direction of some State and Federal government assistance programs.

That being said I didn't have any personal assets I needed to protect at that point.  

Man has instituted governments to protect our rights (see: Declaration of Independence), not take my private property and give it to someone else.

But now I am having significant doubts.I have been reading about poor industry after industry who has/is suffering and I feel like our industry/group representatives are blowing it.

well this is why you need a great real estate ( like your wife i am sure is) to protect the sellers in these instances. 

It's not a protected class like race or religion.

Any dog on the insurance list of "dangerous breeds" is allowed for $75 a month and proof that the tenant has insurance to protect against the animal causing injury.I limit renters to two animals per property.No kittens or puppies.

So to me if you live there and know construction very well you can protect yourself.. 

Lenders often want to see a mitigation plan that is approved by the state or local regulator and sometimes want a lender insurance policy to protect against property damage and personal injury claims. 

Bottom line- Professionals in the business are protecting themselves when they venture out.