Consumers may also see lower interest rates on loans, which can lead to increased spending and economic activity.

Other states they could give a rip about wholesaling and other states are now finally passing legislation to at least give some consumer protection.

blanket mortgage with all the properties on 1 loan. they will probably hook you up with some sort of NON-revolving line of credit for the first 12 months. they might go as low as 50c on a dollar ...it will be like pulling teeth to get anybody from lending department work on your case as its time consuming to merge single units under 1 loan ..but its doable ..persistence will get you some playing chips ..then you move "all in" on some REO ..turns out you were dealt KK vs AA and back to 9 to 5 ...just kidding ;-)

I can answer all of your questions. 1) Buildium is a great platform for managing your rentals and book keeping.

So, if the CL chooses to pass that on to the consumer, then yes, their rate could be better.

Maybe you can either calm me down, or tell me I am rightfully enraged.We have an FHA buyer for a rehab, and among the hoops we've jumped through so far are the requests from an inspection plus two FHA appraisers (actually not a big deal, just time-consuming).

I can say that wholesaling would be more time consuming, if you are only going to be doing one rehab at a time.  

There is so much more to investing that reading a book or attending a seminar...it's work, it's time consuming, it's emotional.

APR is a consumer calculation not an investor calculation.

It's likely true that there was no intent to defraud, but if the institutions are acting with gross negligence (not taking reasonable precautions to protect consumers), they are still guilty of criminal behavior.