Maybe consider revisiting your real estate investment purpose and confirm if it property aligns with your search criteria requirements. 

(again from pub 523 - Unlike the ownership requirement, each spouse must meet the residence requirement individually for a married couple filing jointly to get the full exclusion.)

The reason has to do with a base line effect, a couple with a stable income that is required to qualify for a mortgage will usually make enough to qualify for a 200k house.

You’ll have some requirements to show future income, but it might be the easiest “next move.”I wish you all the best.

The only requirement is that the building is in a majority-minority census tracked area.I used to think the FHA house hack was the most powerful wealth building product out there, but if you can find a property in a qualifying area (which in Columbus are basically all the active investor areas) this is by far the best product I've come across and honestly has me thinking about making my wife move again lol!

Here are some practical tips to help you avoid fines and maintain a harmonious relationship with your HOA:If you're unsure about whether a particular action or modification to your property complies with the HOA rules, don't hesitate to reach out to your HOA board or management company for clarification.In my opinion, for any changes to your property that require HOA approval, such as landscaping or exterior modifications, submit your plans well in advance.

If it's an Airbnb booking, we don't bother with an Aircover claim if it's small because of all the busywork required. 

As I required my broker to have a property management division which eliminated like 75% of the broker houses for me.

If there is something special in your scenario that is causing the issue you always have non-QM products to fall back on like DSCR (qualify based on the asset, only works for investment properties) or Bank Statement loans (qualify based on income, no taxes required, great for self employed).

This becomes more complicated and will require lender cooperation.