Alternatively, once you have the pin you could just go straight to the treasurers website.

That's the nature of this business.

For long term leads, we’ll alternate email and text message on a monthly cadence for one year.

@Natalie Kolodij My agent in Cleveland works with a few local lenders who have really flexible terms due to the nature of the depressed housing market.

As an alternative to the above advice:Assuming all 3 properties are keepers, find a partner with the resources to get the properties up and running.  

Alternatively, you could also take out a HELOC on the property and use that to purchase a smaller property... while also renting out your current home.

Isn't that our nature as creative real estate investors?

@Kate Johnson,Here's an alternate you might consider, also...Invest in property for income and use that income to pay down your personal residence.

Human nature?

Some people do well with second chances.Here is an excerpt from our screening criteria, which is more flexible than some....LEGAL/CRIMINAL HISTORY1.Criminal offenses (misdemeanor or felony) of a violent nature against either person or property will result in denial.2.Applicants with a non-violent criminal misdemeanor that occurred more than two years ago or a non-violent criminal felony that occurred more than five years ago may be considered if restitution for their crime was made in full and all time was served.Also, we may require an additional security deposit and demonstration of good employment history, credit history, and rental history since the time of the crime.Multiple offenses may result in denial regardless of what the employment, credit and rental history shows.