The bank could finance it at $125k because the apprasial came back great, but its this legal technicality that is costing me $8k ($10k less the $2k decrease in the 20% down payment).I already tried getting A and B to change the sale contract to $125k including fees, but A didn't want to change anything. 

Can anyone tell me what legally qualifies as a bedroom in WA state?  

Can anyone tell me what qualifies as a legal bedroom in WA state?

The more established the better, I might also recommend things that aren't designed exclusively for rent and are designed for a wide variety of C2C B2C and C2B payments more along the lines of Zelle etc.

This is an expansion of a product already available and the expansion is designed to compete with other lenders who have the same product ALREADY in place in those areas. also as @Bill F. mentioned the GFC wasn't because subprime as much because a supercharged derivative market that attached itself to it. anything can be a doomsday predictor if you want it to be, which this forum loves to do 2-3 times a week#theskyisnotfalling

In this case, as @Tom Gimer points out, they likely have a BUNCH of back payments, late fees and legal fees. 

Check with your accountant for legality of deductibles.   

Not legally.

It's entirely possible that the current mortgage on title includes a description of your land due to an error in the legal description but it does not actually encumber it.

After I do get enough equity, I am looking to get into rental properties for passive income.If anyone is in the area, I would really like to connect with them and simply get some helpful tips and tricks to getting started in wholesaling.I would also like to ask, should I go with legalzoom for setting an LLC or look for a local attorney to set up my legal entity.