ROI last year was nearly zero and its maybe averaged 3% over the last few years.

We both have W2’s jobs for now as we growth our real estate portfolio.We are excited about this new journey and connecting other members of this group.Hopefully we could connect with someone who could be a mentor for us.

BTW - I'm curious about your last name H.

Please share recommendations on where to buy basic furniture (sofa, chair, end tables, coffee tables, dressers for bedrooms,etc) that will last through the years but also be reasonable. 

If you have any further questions, please message me - I love making connections & giving advice!!

You answered your question in the last sentence - disclosures are required on conventional but not for DSCR - these are really aimed at overprotecting the consumer (non sophisticated or non real estate professional) - since DSCR Loans are 100% business purpose and for investors (and typically for experienced investors or non-first time buyers only), there is less need to overly disclose / overly explain everything in a disclosure since its assumed they are experienced and know the basics

Also typically 80%LTV is reserved for purchases & rate/term refinances, cashout refinance is typically 75%LTV Happy to connect further on any of the options!

I’m excited to connect with fellow investors, share insights, and learn from your experiences.

I'm particularly passionate about house hacking.Outside of real estate, I enjoy playing pickleball, paddleboarding, and learning about how to become financially independent.Excited to learn and connect with you all!

Viewed another way the house generated $9,400 per month in appreciation over the last 9 years.