This raises a question: How far does an HOA's power reach when it comes to denying mitigation of issues that could pose serious health risks?

Usually due it divorce, job loss, or health issues.

I simply have been paying the loan until now when I having been having health problems which have prevented me from working. 

Your operating agreement will set the tone as to what role the investors have, but it's just human nature to want to look after your investment so the more a person has invested the more they're going to be looking over your shoulder.Normally, the amount of percentage of equity the investor receives is in proportion to the amount invested, but this is one area where you can be creative.

We have accrued a sizable equity of over 60% of the value over what is owed , I am steadily and securely employed and make a very good wage that with this would give me the opportunity to restructure everything to be manageable and allow us the time and ability to rebuild our credit and reduce the stress that this pitfall has caused and is not any help to my wife's health.

In my experience, REITs are mostly a dividend play, so do your research on the dividend history and the future dividend health of a company.

I think you need human interaction and role play to really get the meat of the deal... you can only learn so much staring at a computer and then read threads with 180 degree divergent opinion's which are generally proffered by those either selling you something or want something or just want to believe its ok because some one told them that.. etc.

Studies have showed that many of the most successful business people in the world are sociopaths.They are able to make business decisions without being encumbered by the frailty of human emotions.

My contractor and I went to the local Habitat for Humanity Restore and found a set of cabinets that will work for the house for $775 and they need to be repainted for $200 which drops my cabinet costs by $1200 from my estimates.

I would like to get started in RE but I have to hold off for awhile due to health reasons.