We also looked into Ron LeGrand's course for creative finance, the price was nice however, it seemed a little outdated (now we may be wrong).In an ideal situation, we would like to spend $5k or less on the course, online, with the chat-bots or a call-in line for questions with an extended expiration date to ensure my business partners and I have enough time to thoroughly study and take the course and also have the opportunity to re-visit if we have more questions later on. 

Feel free to connect for more info.Cheers to Your Success!

I don't really care about that delay since they are free and their interfaces work well for me and my tenants.

If your city has these laws, I would find a way to check each month to see that your tenant is paying those utilities - checking the account online? 

My best advice is to find someone who is doing what you want to do, and then offer to bring value to them (for "free") in return for mentorship, guidance, and knowledge. 

You are free to refinance out of the loan into another type of loan with no penalty. 

"I hope that they feel free.

Are there any online calculators to analyze CF to get a good picture?

It's free.

They will fill in the lead submission for for FREE!.