If the tenant damages an appliance of ours, we will assess the tenant with the cost of repair or replacement.

This type of policy has more coverage than a homeowner's policy, such as coverage for the loss of rents if there is damage that leaves it un-rentable. 

Else you'll have piles and piles of empty 24oz bud light cans everywhere and alot of damage and fights, not one mentioned the fights.  

I'm used to hearing about bad tenants damaging property or being a nuisance in other areas of the country. 

My tenants moved out, but they cost a lot of damage to the property.

To tear off and replace, I am looking at 15k before replacement decking (had a few quotes from both established crews and side-job roofers).I also had a leak a few months ago after a hail storm that I tried to go through insurance, but the claim got denied because there was not enough damage to break my deductible. 

Most books about building credit seem to be for people who have damaged their credit.

Persuasion is the science and the art of influencing someone to do what you hope they will do.

It is definitely considered a distressed property that needs about $30K worth of rehab, water damage.

You have procuring cause on both sides along with any damages the buyer will suffer.