Obviously, these loans are never going to have the same rate and terms as a fully documented conventional loan.  3-4 points on a small loan really isn't a big fee when you look at the dollars in my opinion but I know it causes a big knee jerk from many investors before they run the math to see 3-4 points isn't a lot of dollars, especially on loans in the $50k-$75k range.   

Cause I'm not working I don't have a job and I try to get a mentor who can help me and be my close friend even if I am to young but not for my big dreams it's time to change 

You're still on the hook for the leaky roof if they don't buy and let it damage the house, etc.Anything else I need to get started with lease options for my rentals?

If the tenant damages your property the government may or may not compensate you.  

I would talk to your attorney about that I would not put your mother on the loan or deed Just leave it in the kids names,in my area the nursing homes go back 5 years cause they know most people won't do what they suppose to when it comes to estate planning Good luck @Nate Rohlf

The FIRPTA withholding requirements have changed recently, and the process can cause delays and/or problems with the sale of U.S. property when a foreign person is involved, especial when  a 1031 Exchange is part of the mix. 

My tenant hit the garage and it killed me to not be able to drive over and look at the damage.

This unrelenting buying by Chinese property buyers is also causing school enrollment to plummet as more homes are purchased only for adult students that live in these homes.

Abha,It appears that the decline in oil prices has already caused all the leading indeces and economic conditions for the Houston market to slow.

I recently had water damage due to an old dishwasher.