I hate that many gurus portrayed wholesaling like it's easy so they can sell their course.

NonRenewal is what happens in the "normal" course of leasing.

Of course, inflation will remain higher than 2% so we'll see if the Fed is going to keep raising until they get to their 2% target or if they'll stand pat (my gut says the latter).The economy isn't as good as they claim as savings is down and credit card debt is way up. 

I really want to increase my real estate portfolio but debt and credit score are hindrances.

Of course, I only have an offer at this point and no actual contract. 

Home Equity Line of Credit (HELOC): My spouse and I own our primary residence outright (no mortgage) and have spoken to a banker at PNC.

Try some small local institutions and even credit unions. 

More on DSCR loans:DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

Some look at credit cards for the score, others concentrate on mortgages and bills,

Generally speaking here will be your main goals to hit:20-25% Down payment1.25% DSCR scoreThe higher the credit score the better the terms really3-4 months of reserves, and usually an additional 2 months for each REO owned.