Co-owners who live at the property and are co-borrowers would apply for FHA together.

Your town likely has a noise ordinance.

And to apply for such just contact _____ and let's talk.This get's a communication going, and creates a co-effort on it instead of adversarial.

Do I get their parents to co-sign for them?

Dont forget if this is a co op type purchase/investment you may have to pass a board interview even prior to being considered as a prospective buyer.you would most likely need better than average credit or buying cash, shared loans are provided by less lenders.

I have a partner that is willing to co-sign because he has proper paperwork including these pay stubs.

There isn't any law or ordinance that says what the lease buyout has to be. 

Same concept as smoke and CO detectors.

Realtor.com just listed Colorado Springs as the hottest market in the United States ... for the third consecutive month.

One as an owner occupant and the other as a non-owner occupant co-borrower.