FHA occupant coborrower

[Liam O'Hara]

Wondering if possible to only put 3.5% down on a 2-4 unit property if purchasing with an occupant coborrower. I can't find any information on this. It seems like:

- non occupant coborrower who is a family member: 3.5% down (but 25% down if a 2-4 unit property)

- non occupant coborrower who is not a family member: 25% down

If my coborrower lives at the property with me, is it possible to only put 3.5% down?