There are single premium products and people do use them if they’re not interested in accessing the cash value before death.

Some examples of potential future drivers will be: something similar to what Bush did when he signed the American Dream Downpayment Act of 2003, China easing up on Capital Controls (this would be a great sign, but with trade war and China's issues with their own economy I seriously doubt this), IPOs over last 2 years creating much needed wealth for employees (takes 12-24 months for them to be able to exercise stock options), a dot com like bubble in the stock market (I think this is most likely scenario given stock buybacks and QE and I won't be surprised to see stocks doing something absolutely unbelievable over the next 1-5 years similar to 97-end of dot com bubble), or heavy doses of QE and easier access to credit for most people.Working in the Bay Area, we saw first hand how many buyers were foreign and how many paid for houses in cash without even looking at the homes in quite a few cases. 

Just never dealt with driveby only no access and will not disclose C/O’s needed or has.( which i think is mainly basement)Thank you.

Then if you have more time, access to internet, and a good phone line (none of which were guaranteed on either of my ships), you can start doing flips or BRRRs. 

Decide how much money you have access to, & the zip codes, city or state you want to focus on.

But since there is a limit to how much money the bank has access to....their rate will be higher...and usually a shorter term.

I'm a broker and investor in Oregon and have looked at investment properties in areas where I'm forced to rely on Zillow because I don't have access to the MLS.

The inspector just needs access.

Is that something that was in the listing (and I missed it) or is that information that only agents would have access to?

@Greg Dickerson As a pro member do we have access to examples or checklists and examples of business plans for presentations to lenders for refinancing?