The real way to have an unlicensed entity raise for you, is they become a General Partner of the fund/project.

I'm partial to the FortuneBuilders designs on the "Partners" tab.

I have a partner that helps me.Our products are mustang cobras, saleens,and roush.Our market is predominantly Kids from 17 to 25, you won't believe the money their parent have to spend.

Find an investor who will partner with you.

Also, my business partner and I are in different states, so having a cloud based system like Buildium is more practical for us.

I can access all my info from my phone, iPad, or computer all the time and you can share selected folders with people if you want (I have different partners on deals that I share folders with, spreadsheets, etc).

As our east-Austin-based development organization ramps up we are taking in additional cash from partners.

Translating shared appreciation as an interest rate balloon payment keeps the investor wearing an investor's hat and not a partner.

We want him to join us as an equal partner.

What Jon said, or find another IRA to partner with.