Whether it’s for primary, secondary, or investment use, the buyer still has to qualify with the lender based on their own financials, and that’s where the real hurdle can in.

Now you're at 120k on a 200k house and your cash flow should be pretty solid.

I've accumulated a bit of capital and I'm trying to figure out the best way to appreciate on it; and real estate always struck me as a good option—a true classic.I'm from Europe, but I don't really feel location tied in terms of investments—I wonder actually, do many of you do business internationally?

I would definitely take a look on it.

Hi, would love some input/advice on buying a small cottage in Saugerties, upstate New York(mid Hudson Valley).Looking at buying as a STR/vacation home for myself.  

Be careful out there....some of the new builds are not comparable to the old builds....many of the newer ones are all siding, no brick, no light fixtures or ceiling fans...just LED recessed lighting...no doorbell, no garage door opener, no attic stairs, one piece tubs, vs tiled baths, no landscaping, no trees, and on and on....they've taken out virtually every single cost.   

They made some money, and paid off a CC or took their family on a well-deserved vacation.

If there's other activity going on in the s corp then that's a different story of course. 

The husband qualifed with his income alone, the wife did not make enough to qualify on her own.  1.

It rained a lot here creating soggy grounds and then the winds came, which knocked down a ton of trees and power lines.