Originally posted by @Angel Baez:I’ve been completely out of debt, and I’m not sure if cash or mortgage is the right call,  When it comes to personal life, stay out of debt, when it comes to investments, use leverage.

Combined with other factors this can lead to business lines of credit and business loans so you don't have to leverage your personal credit (I should note that banks don't like lending to real estate based entities due to their high risk nature).Not sure what state you're located in but the costs with forming and keeping an LLC can be costly.

I think there will be more work at home, micro meetings locally at hub spots for (office work teams)with certain departments, and more technology to work remotely.

We are still using 75%-80% leverage going bridge->HUD for now until Fannie and Freddie become reasonable again. 

If your looking to leverage the HELOC into other investments then refinancing the HELOC but keep it open to do other deals is a plan as well.  

Bide my time and wait until the stay-at-home orders are lifted in your state and muni.You really have no leverage until the court is hearing evictions so you might as well get what you can.

One option would be to offer a short term lease renewal,  say 3 months,  in hopes that the orders will be lifted by the time that renewal comes up,  and you will finally have some leverage to force the tenant to talk to you about repayment.     

Typically, this has been the best choice for investors that love leverage and intend to build their wealth through leverage, which is not right or wrong just a matter of preference.

Life expectancy, medical technology, communication, lifestyle.

Maybe as a child of present technology, I would be more consistent.