I would read through each of the responses and pull out what makes sense in your situation.

So just be careful.

Read here:  https://www.nerdwallet.com/article/credit-cards/facts-about-....

Thank you all in advance for taking time to read this post!

Thanks for reading, and I am very curious to see what others think of the saint louis market!

Read up on them to narrow your focus to the one that works best for you.Try to find one that allows you some control.

It's great to have you here.Here are some recommendations for you:Find and connect with other BP members that are in your area: http://www.biggerpockets.com/m...Set up keyword alerts to be notified of the topics that interest you: http://www.biggerpockets.com/a...Read Beginner’s Guide: http://www.biggerpockets.com/r...Check out BP Money Podcast: https://www.biggerpockets.com/..Wishing you the best!

Read this post HERE for more on this topic.

With the free data sites, you do need to be extra careful, because that is almost strictly algorithm with only a couple months of actual data.

I've read somewhere online that you should do the latter, but at the same time if I were to calculate ROI as if it was a potential new purchase I would base the calculation on the downpayment, right?