![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/27923/small_1621364224-avatar-veronicast.jpg?twic=v1/output=image&v=2)
12 January 2016 | 11 replies
If you will refer to the PDF document for which you have supplied a link, I would like to help clear up a few things you may have misunderstood in this document:1.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/4237/small_1621346945-avatar-gogladiator.jpg?twic=v1/output=image&v=2)
3 May 2009 | 62 replies
You should be working toward Free and Clear properties......I don't care if I am a multi millionaire, I will still use leverage to my advantage and not hold properties for the long term free and clear.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/662/small_1621345518-avatar-rehab702.jpg?twic=v1/output=image&v=2)
18 March 2009 | 26 replies
Perhaps unload it during inflation/hyperinflation, pay off all mortgage debt and start free and clear for the new dollar, amero, or whatever the next more global currency will be.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/29891/small_1621365022-avatar-hiltoncreek.jpg?twic=v1/output=image&v=2)
19 March 2009 | 10 replies
So I end up with land only that no one else bids on.Having it free and clear it does have equity value and with enough of those "purchased" I will put them in a portfolio for the bank to allow me a line of credit, with those as collateral, so that I can fight for those good homes to buy as investments then sell for my retirement nestegg.Not sure how long it will take as the good home will have to pay off the line of credit and provide enough extra for the next good home.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/29458/small_1621364825-avatar-alfbell.jpg?twic=v1/output=image&v=2)
29 January 2010 | 43 replies
The IRA LLC is good for passive investments, such as making loans or owning rental property free and clear.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/30655/small_1621365391-avatar-magreen91.jpg?twic=v1/output=image&v=2)
28 March 2009 | 32 replies
okay lets clear up the confusion. im not fluent with this process exactly yet.Selling For: 59,500Current Rent Income: 1255.00 Property Taxes (est) - $2464 annuallyInsurance (est) - $800 annuallyWater&Sewage - $694.24 (08 expense)Im unsure of how to calculate the actual PI of PITI.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/30655/small_1621365391-avatar-magreen91.jpg?twic=v1/output=image&v=2)
25 August 2015 | 35 replies
I suggest you advertise yourself-wear a name tag or even better have a t-shirt made (be creative and have a clear message that you are the #1 wholesaler and they need you) that lets buyers know you are the person they need to talk to if they want deals in your area.3.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1734/small_1733256128-avatar-minna.jpg?twic=v1/output=image&v=2)
27 March 2009 | 4 replies
There is no clear cut way I know to delay a sale.