Surprisingly, Detroit isn't even close to being the worst city on this list.Check out the following map to see how your city compares:US metros by population growthNotable cities with double digit growth:The VillagesMidlandAustinOdessaMyrtle BeachCape CoralBismarckGreeleySt.

I'm just surprised that people are actually replying to my discussion.

The Landlord/Agent may enter the dwelling unit after giving due notice (24 hours) to the Tenant and the Tenant has not unreasonably objected, to: make necessary repairs, decorations, alterations or improvements; supply services only by mutual agreement during normal business hours, except in an emergency; or exhibit the dwelling unit to prospective purchasers, mortgages, or tenants only during normal business hours, including weekends, except as the Landlord/Agent and Tenant otherwise agree.

I drove for dollars for about an hour, where I found about 6 vacant homes, not a lot, but I was surprised I found those. 

I'm surprised to hear that the bank will come after you for a deficiency.

These expenses involve down payments, taxes, monthly carrying costs, emergency repairs or unexpected expenses including curve ball assessments.

Surprisingly very good honest people will lie if they get desperate.

Surprisingly enough my first RE related relationship was with a self managing realtor who helped me find my first deal, and had referred me to a local account purely for tax advice.

HOWEVER, you should always have a good emergency CAPEX fund as a buffer, just in case.

I have a one year emergency fund put away already in a liquid online savings account earning 1% and compounding.