Regular inspections don't do an inspection of the sewer line, unless you specifically ask for one.

You guessed it: the financing.I'm pursuing buy-and-hold, SFH.I don't have much of my own $$ to throw into the pot, so here's what I'm thinking:- Figure out about what a house would cost (I'm told to expect ~$200K - $250k)- Assume a traditional loan, and needing 25% down- So I'll need to raise ~$62,000 for the down payment- I approach friends and family, network with potential investors to raise those funds- Bank supplies the loan for the remaining ~$180,000Something like that.Should I speak with a real estate attorney before approaching those potential investors?

We do portfolios of SFRs fairly regularly.

Just another account with your regular bank, with checks!!

. $29,000), however I am on a regular repayment plan and I can afford my monthly payments.

It has been more than a decade since we moved our primary out of state but both times my wife, an RN, simply supplied a letter saying she would be hired effective this date at this pay.

If it's your first, but you're thinking of doing it regularly I'd advise treating it like a business and talking to both a lawyer and a CPA as it may be advantageous for you to form an entity or to open an IRA if you don't already have one for the purpose if it best fits your particular situation.

. $32k up to 11/30 in 2019 (missing December)Taxes $836/yearHoa $250/yearCable $121/monthPhone $50/monthElectric $184/monthCleaning supplies (?)

I do not know how hard it is to get rid of a placed tenant in your location, but regular inspections would allow you to catch a problem early before it becomes too bad of a problem.  

They are certainly not abundant but we do find them regularly and close several each month.