Without some of your own "skin," the lenders will probably say no (as Jon suggests).

Becuase it is oil based is stays for about 7 day and while sleeping on the ground it will make you eyes and skin itch.

As has been discussed before on here investors are leery when one doesn't have skin in the game.

Rob K haha, ya, if he is stuck in some hole in Buffalo Bill's basement and I am his only way out my recommendation would be to "put the lotion on the skin" and send me the invoice.

Just because that requirement is not on his poorly worded MLS description, doesn't mean he isn't allowed to enforce it... its irritating, but not illegal/ unethical

If a multi family property is apprised at $700K and you're able to come to terms with the seller at a purchase price of $525K (75% of appraised value) would a typical commercial lender finance the entire deal if their policy was 75% LTV  or would they still require you to have some sort of skin in the game?

Since most property managers don't have any skin in the game they don't bother to research what service providers are best and have the best value so see what how you can hold property managers accountable for being your intermediary or add performance measures into your agreement.

I would hate to spend 13-15% on a hard money loan, but maybe with so much skin in the game, such a good deal, and so many assets, I could get a HML to do 10% out the door, for 9 months? 

Most hard money lenders require some skin in the the game.

I have skin in the game for 5 years now and in the last 2 years i feel i mastered it.