Most cards are 1-3% of the balance reflected as min payment on the credit bureaus but there are 5% min reporting cards that are out there.This $5,000 min monthly gets factored into your monthly Debt to income or global debt coverage ratio (DTI or GDCR) when obtaining bank financing so this strategy using credit cards might cut off your refinance exit strategy and now you may be left with only selling the property or others.Prudently planned you can get the best of both by using credit cards strategically while maintaining your credit/financial plans in order.There are a lot of credit cards that are relatively low around 7-10% interest annually (.58 - .83%monthly) with available credit limits up to 50k each and unlimited cash advance allowed with no cash advance fee's.

You see this reflected in the value of the houses when you compare. 

Needs to happen fast like 24 hours. and I will have the contract language reflect that.  

* Foreign direct investment (FDI) in Panama in the first half of the year reached US$1.1 billion, reflecting an increase of 32.8% over the same period in 2007

Which means that you would be earning the equivalent of 58K today.If that is the case then yes your SOL will be able to increase because your pay will reflect both an inflation adjustment built into the pay scale increase, as well as an actual raise increase based on your years of service.

I assume because of your age you mean you haven't built much credit, but as long as the credit you do have reflects payments on time, you'll have a much better chance of getting a loan.

I'm assuming wife must have deed changed to reflect ownership now in just her name, correct?

An exception might be raw land BTW.I think most new people try to limit contracts for simplicityand it reflects on your expertise, especially when you can't fully address the aspects of a good contract in a reassuring manner.You actually have to practice going through your contracts with others.

Remember I am reflecting on my area your area is subject to change.

You MUST disclose your agent status to the Seller (and make sure your contract reflects agency as being "Represents the Buyer Only" on the signatory pages), but other than that, I don't see an issue with being a wholesaler.