:)Turbo Tax is a great program.

I like helping individuals that want the relationship long term and need help in the process.I think residential will get watered down faster with AI programs because it is not usually as complex as commercial real estate.

I also work a W-2 job that allows for a loan program.

@Jeremy VanDelinder You don't have to give away all your secrets in a public forum, but how do you locate your properties? 

Our 20th century public schooling conditioned that. the truth is, you get to decide.

This is why other programs such as Yardi would go to programs.

The idea isn't to commit fraud, quite the opposite, that's why I'm asking on a public forum. 

Additionally, if investing is something they are interested in, it is likely not going to be in note investing or real estate because their likely method of investment is retirement/401k.So, on one occasion, before I even considered seller financing as a viable option, I researched to see who the seller was via public records and whether they owned multiple properties.

I would contact RBC and tell them what you're looking to do and they have us investment program available.

There ARE 15% down programs for non-owner occupied SFR AND 2-4 unit properties.