Sussex County has horse farms and ski resorts about an hour away from you, and several areas in Morris and Bergen Counties offer the lifestyle of the suburbs with public transit to NYC.

I will never understand why congress has given credit reporting agencies the huge amount of protection from lawsuits they have without requiring them to make all of their formulas public.

The reasoning is simple, a law enforcement officer is held to a higher standard of conduct than the public. Lying

@Charlton ThiedeFirst of all, I wouldn't tell people on a public forum that I have over $250,000.Secondly, I wouldn't put it all in one investment. 

I am surprised that a bank can be wiped out after only 4 years but that makes sense for a public policy standpoint of allowing properties to get clear title instead of remain in limbo forever.

As @Wayne Brooks posted, see if your state has a post-public auction redemption period, and if so to what type of courthouse sales dies redemption apply, and for how long. 

The new lender (and the public) would know of the transactions.

I also worked on the financial aspects of a public-private real estate partnership valued at $110M.  

Advertising a home publicly before you own it is a no no in my book.

No trash cans on the curb is another confirmation of the property being vacant.Sometimes they can be difficult at first but it is public information.