I specialize in commercial real estate, in Billings and work with NAI Business Properties, the top producing commercial firm in the state.

Bought our first duplex and are going to utilize a live in flip BRRR strategy.

. $9,450. 30-year fixed, Interest Rate: 5% Rental Income: $3,900 We will be living in one of the units, but for the sake of the analysis I am going to calculate both units as rental income and factor in my costs at the end.2 Unit: $1,600 + 3 Unit: $2,300 = $3,900/moTotal Expenses: $2,832 Operating Expenses: $1,434/moMortgage Expenses: $1,398/moResults Monthly Cash Flow: $1,067/moMy Unit’s Rent: - $1,600/moOur Cost of Living: -$533 / 2 house hackers = $266/mo.Biggerpockets Property Rental AnalysisIn conclusion, if this house hacking plan is accurate and realistic, I would cut my monthly living costs from $850/mo to $233 (excluding utilities), and would have purchased my first rental property.

Now my question is, the utilities.  

I am just starting and have a tight marketing/education budget so I really only want to pick the best experiences that will make me money and I can utilize forever in my new career.

Right now my credit cards offer 0% until Feb 2020 - it means I can buy a house for cash, update it and refinance in 6 mo after my Tenants moved inIf you want to pay such high interest on your rentals, it's much better to find a hard money lender then.When you utilize credit card close to 100%, your FICO will drop really bad.

Looking for the best advice on an assistant for low cost as im trying to pay the IRS from last year and pay down dept to utilize bank funds more often.

Because you could house hack a multifamily property and probably get the most bang for your buck utilizing a VA loan.

You should never take on debt if you have no plan for how to utilize it.

my end goal would look some thing like 94k in my bank acount (cash) , new $144k loan then rent out residence to pay off loan and produce cash flow.