I used a FHA loan with a 3.5% down payment, from my understanding I can only have one FHA loan until the other is paid off.

She found my last property within 11 days... we paid 81% of market value.

I've since paid of my mortgage and have no slavery inducing loans to service.

needs to be paid for by the landlord per code.

Are you paying him $5000 to be at the auction, or to simply bid on the house online, and then move through closing?

., online and/or in person.The information I need to know is (And maybe not in this order):1) How do I find Residential Mortgage Loan Originators in Montana, who know how to write-up a loan for this type of transaction, to be compliant with SAFE Act, etc?

if you decide to go ahead I would suggest doing what I did I charged One year upfront and the lease was with the parents of the occupants I had theor security numbers and they were personally responsible for any damages At no limitI first went to a real estate attorney and had him write up he lease to make sure it was all legalWorked perfectly when a group of them did nearly $10,000 worth of damages Mommy and daddy paid up within days of them leaving at the end of the school year. 

Not only because I had the connections and market knowledge, but also because it's a much cheaper market.So I went ahead and connected with a local investor through online search (unfortunately there are not many Portuguese in BiggerPockets).

Michael, Auction.com is selling this on the county court house steps, not online.

The point I was trying to make above is:   It the Vendor wishes to be paid for such improvements, then s/he had better make those improvements before selling the property.