Further advice is welcome. 3) Medical Payments Coverage/No Fault Coverage - $5K-$10K4) Loss of Use I received a quote by a local broker today and am mainly concerned about the high deductible.

(Is it medical or failure to pay a mortgage?)

MTR can be successful for the medical/nursing market, which are normally great tenants, though it may be harder to find the tenant. 

I stayed with my daughter while she attended residency at Hershey Medical center.

I'm not aware of any federal laws that require us to delve into immigration issues or report non-compliance.When I worked 14 years as Manager of Accessibility Services at a major medical center, we were careful not to ask about a patient's immigration status.

He’s a doctor who’s about to retire too.

My Cali Brothers and Sisters. . .Beware of the drab snow covered, no sun for freekin' ever midwest.I, born and raised in the city of the Angels, spent the better part of my medical career spanning Kansas, to Minnesota, to South Dakota, to Wisconsin and gud lordy Nebraska.There is a thing called seasonal affective disorder, which I thot was for sissies. . .. . .and realized that I am a big sissy when it comes to cabin fever and bone chilling cccold, and everything is DEAD until spring!

CPA's are like doctors, we all have specialties.  

The only thing that is does better is the medical payments per occurrence, 25K vs 1K. 

Accelerated Cost Recovery Systems & Investment Tax Credit, section A & B.Prior to the Tax Reform Act Of 1986, high income earning professionals (doctors, lawyers, Sales professionals, and others) would invest in property to accelerate depreciation and lower their taxable W-2 income, to pay low to no taxes, while at the same time RE markets appreciate.