Use those two weeks to beg, borrow or steal your 3.5% down payment and take this as a very valuable lesson - it really doesn't matter what a loan officer says or doesn't say - if you reviewed/signed the GFE and/or HUD-1 Settlement Statement clearly showing the costs and fees, you only have yourself to blame for this mess.  

Any lessons learned you'd care to share?

@Bridget D.A lesson, I learned a long time ago.

This could mean a little less on paying my debts, but if I found even one renter,it would either A.

I want to be able to be more on the investing side and less on the physical labor side.

It was an expensive lesson.

Break even and chalk it up as a learning lesson.2.

(Out a 1000$ early incentive closing bonus,  lesson learnt I will never do business with him again ).

I believe is is a learning experience, LESSON LEARNED!

Lessons learned.