Although I don't feel like I'm legally obligated, I'm trying to come up with a solution that works for both sides.

Hard money loan isn't your only option in the U.S. even as a seasoned investor but to give you specifics I'd need to know a bit more about your portfolio.

Alongside acquiring rentals, I'm interested in establishing a service-based business within the real estate niche, potentially offering maintenance or renovation services.To make the most informed decision, I'd appreciate any insights from experienced Indiana investors on:Top Indiana Cities for Long-Term Rentals: What cities offer a strong rental market with factors like stable vacancy rates, positive cash flow potential, and opportunities for property appreciation?

I’d recommend connecting with other owners in the area (Facebook groups for great).

Although, still not sure about the split.I already have: - healthy 401k and I contribute the max- roth IRA- I own my primary residence (have a mortgage) - I own one rental property (with a mortgage), which is cash flow positive- I also have $30k in savingsMy plan is to continue saving and start buying other rentals.

Although, I want to hold out paying for everything until it is finished.  

So, if you're in Raleigh or nearby areas, I'd love to connect!

I'd love to pick up more properties in the area.

@John Smith, 1031, death, a charitable remainder trust, possibly a 721 upreit (although that only acts like a 1031 and defers temporarily),  and possibly a sale and a purchase in the same year where you cost segregate the purchase and take whatever bonus depreciation is available (again though a weak substitute for the 1031 exchange).  

I'd be happy to get a pointer for one of those "great deals on a townhome" in Lehi.