Times 2 years, and you'll be $3k short of your projected expenses.Now add into the mix the increase in costs from what you are using now to estimate your future CAPEX off of, and you won't have enough money...even if all goes well.Saving for CAPEX through your cash flow is a losing option.Let's just see what happens if you do have added costs, and vacancies per year:assume 1 month vacant and one month worth of added costs per year, and you would end up saving only around $4500 per year.That would put you $6k short of your 2 year estimate, and (assuming you will only have the 3 years after that) $1500 short at the 5 year mark.The HELOC is there waiting for you when you need it.

It skews it a little bit when you are comparing apples to oranges due to future expected maintenance costs. 

It usually would cost more than a house that's on the market, but you're paying today's prices, even though you'll actually be purchasing in the future. 

It’s a duplex attached to another duplex so their may be potential to buy the other side in the future.

My future goal in to get into multi family deals.

Good luck with your endeavor!!

My names Kyle, I’m 28 years old and I’m looking to purchase a 4 - 6 unit apartment building in the near future.

I am from the Dallas area ( Wylie / Collin County ) and starting my path into REI to get my family better set up for the future.

What kind of job would you recommend as a start for a future investor? 

As of current, we are only investing in distressed properties but looking to expand with the right opportunity in the future. :-)