And then rates fell dramatically from 1982-2012 while debt levels grew very rapidly, especially after year 2000 which was the 1st time in US history where Fed Funds rate was 0% (may have occurred during Great Depression, don't quote me).2.

It does not mean the east side of City of Cleveland or the eastern suburbs.

My investing history started in high school watching Mad Money and the array of house flipping shows, but as my understanding grew so did my excitement.  

what would you think about crime history in the area?

Adam Smith, Henry George, Alfred Marshall, Paul Samuelson, Milton Friedman, Michael Hudson, Paul Krugman, Joseph Stiglitz, Thomas Paine, Aristotle, Plato, Anne Robert Jacques Turgot, Thomas Spence, and Francois Quesnay are just a few.Land taxation has been popular among economists throughout history.

Houlihan’s has just under 100 locations, primarily throughout the Midwest and the eastern U.S.

Purchase Price: $710,000 +/-Units: 12 (All 850 SF 2 bed / 1 Bath units)Current Monthly Rent: $9,300/mo (There seems to be room to push this to at least $9,700)Annual Rent: $111,600 + other income $905Vacancy: 5% (Property is currently 100% occupied with strong occupancy history)Effective Gross Income: $106,925Taxes: $9453Insurance: $6588Management: 5% (will be partially self managed) $5,079Utilities: $6,302 (only common area electric and electric heat, all other separately metered)Septic: $1,000Repairs/Maint.: $16,450Marketing/Promotion: $1,431Trash: $1,961Supplies: $1,579Water Testing: $3,177Misc: $350Total Expenses: $53,370NOI: $53,555Cap Rate: ~ 7.5%Cash on Cash: ~12% (based on 20% down and 30 year am at 5% - still finalizing loan terms so subject to change)DSCR: 1.46x50% Rule ($/unit/mo): $117.171% Rule: 1.31%GRM: 6.36Debt Yield: 9.55% (based on 20% down)Property is in overall good condition but could use some upgrading. 

I have heard some lenders require 2 years of rental history while others do not care!

I would suggest she learn how to talk about her legal history.

I recently graduated form college and just entered the workforce so I don't have a lot of recent employment history and I don't have a lot of money saved up to this point so I am looking to do an FHA loan.