., and I can confidently say I am committed to doing this.Growing up, my parents operated about 20 student apts and half a dozen townhomes, so I'm not unfamiliar with multifamily and I at least have people very close to me that know the ins and outs of running commercial, granted they've been out of the game for a decade. 

From what I am told, this is not a thing offered to just any/every agent but I can't say with certainty because I have been an "insider" in the new-con world for decades and with that I wouldn't really be best to know the experience of a newer agent. 

I know people that have over 50 SF rentals for a decade and have not had a lawsuit.

Also they may need proceeds from home to pay for other liabilities.but let’s be honest when a family member passes away do people want the money from the estate immediately or they thinking to get it paid over decades?

When it comes to holding times for buying versus renting I typically believe for a hold less than 5 years you are better off renting (but the last decade RE was crazy and holds of less than 5 years were profitable), holds from 5 to 10 years could go either way, and holds of greater than 10 years or longer and San Diego has and likely will provide better return than virtually all other RE markets.  

Used to code for a living way back when, but now I've been swinging a hammer in construction for almost a decade.

With interest rates back to normal after a decade of being low and house prices up, it is going to be harder to find places that cash flow. 

This is an extremely rare situation - I have seen it twice in two decades in the industry. 2. 100k gallons through a water line in a month is nothing.

Looking at the Florida housing market, and the appreciation of the last decade, its been 5-8% every year, with 2021 & 2022 seeing 20%+ appreciation.

Pay sky high rent and get Zero benefit as a renter.. or pay 6% and own get the tax write off pay down your debt over time and in MOST markets enjoy some historic apprecaiton over the decades.