Did you look at comps and do a full appraisal rebuttal with a written narrative and comps supplied to compare the ones used or in question? 

Divide the current number of homes for sale by the quotient from step 2 and you'll get the month's supply of homes. 6 is considered a balanced market.

When Covid-19 hit, the banks raised their interest rates as a response to supply and demand.   

Less money spent on supplies, less wear and tear on your place, less money spent on utilities, fewer guest headaches, etc. 

Your going to supply 12/24 months of either business or personal bank statements and they will use the gross deposits/months.  

There is little to no supply and everything that gets listed is under contract within a few days.

The demand curve has shifted right (monthly budgets are up since the cost of money is low) and the supply curve has shifted left (due to the moratorium.) 

We all know, when it comes to real estate, supply and demand dominates valuations.

The kansas city market has a very low supply of homes for sale right now.

I have also invested in Dayton, Ohio, but the reason I will likely stay focused on Cincinnati is the good supply of houses that can be bought in the $60k range, invested in, and end up with an ARV in the $150k-$180k range.