Aaron--the complete law can be found at the following link:http://www.whitehouse.gov/the_press_office/reforms-for-american-homeowners-and-consumers-president-obama-signs-the-helping-families-save-their-homes-act-and-the-fraud-enforcement-and-recovery-act/I found an article by AP that summarizes it pretty well here:http://www.msnbc.msn.com/id/30891380/Hope that helps!

With this deed they are warranting to you that they have all rights to the property with the possible exceptions of what they have disclosed to you and will be cleared up through escrow before the deal is consumated.

That can't last forever.

Attending networking events is also time consuming and can be costly.

I have a full-time job, so fix-and-flip and wholesaling are too time-consuming for me.

Rates won't stay like this forever. so as was mentioned, I would lock in the best you can for the longest.

At core, we depend on emotional purchases by consumers to generate our economy using currency which is unrelated to any intrinsic value.

A bad reputation will stick with you forever, so don't get one.

We also have 12% DOT private money investors for longer money usage, but we always consume the money much quicker than we can raise it.

Walking through a deal like this, even if it doesn't consumate is very worthwhile for your learning process.