But hey, the more difficult it is to get the lead the less competition you're going to have!!

Hopefully in the next few months we will both be "retired" My husband and I both had well paid jobs and lived on a fraction of our income which allowed us to grow

But after picking up the check at closing which was close to $20k and seeing the fraction that I was paid out, I knew it was time for a change.

THESE LEADS HAVE VERY LITTLE COMPETITION!

I'm hesitant to just tack it into the rent since that would a) make it less market competitive and b) locks me into an assumption of how many people would be living in the unit which has an affect on the water bill.I'm curious for ideas and practices to bill back water (particularly in the Cleveland market) that work well for you.Thanks for any suggestions!

After being dragged for almost 3 months to get my refinancing completed, I paid an absurd amount of HML fees and they refunded a laughable fraction of my expenses to make up for the inconvenience.

The problem is there is a lot of competition on a site like that.

The information they sell can be found for a fraction of the cost online or at meet ups or even some courses that are much cheaper if you do the homework to find out where to learn.

However, instead of searching for replacement property on their own, the investor would identify and acquire a fractional interest (tenant-in-common interest) in real estate that the REIT has already designated. 

I also found a source that stated that Creative investing is much more stable than Traditional because Traditional investors now more than ever have much more competition because of Hedge Funds and other institutions that heavily invest in real estate while the Creative approach is driven only by motivated sellers.