They want to send me to the commercial loan department where the rates are awful, closing costs are high, and the requirements much more robust.What if I just get a second-home construction to permanent loan, wait 12-16 months for it to be built, spend another 90-120 days furnishing it, and then refinance into a traditional 30 year fixed as an investment property?

Also, make sure to factor in vacancy, HOA (if applicable), and management in the underwriting at the least.

Is anyone experienced with the online management company Stessa? 

Looking to pivot into section 8 rentals, and Im having trouble finding a property management company that manages section 8 in san antonio.

I’m Mike Reis a commercial LO for a credit union in SC with favorable terms for investment RE

Once you get to five units, the loan structure changes (it becomes a commercial loan), and you won't be able to qualify with your collective income.A fourplex means no rental income because your group needs four units, right?

You will build skills and experience in acquiring and managing the duplexes that will help you with real estate projects large and small. 

I would prefer to self manage to avoid the high poperty management fees (I think its around 10% + 1 month leasing fee, etc.) and I also worry that the property manager will likely not be as dilligent in finding high quality affordable vendors, etc.I see 4 major pieces of work1) Tenant finding: I feel comfortable doing this remotely.

I have several years in sales, management and training but I have never invested. 

We are REI pros and do nothing other than manage our own properties full time.