I guess it just bugs me that I have to personally guarantee it (my personal credit is excellent), but they will still treat it completely like a business loan with business terms.  

Kind of like the Y2K bug.

I used to be up till 3am every night, now I've been in bed at 10/11.Everyone has different habits.Keep grinding people !

I used the money to buy a used Porsche Turbo because I didnt really want to come out of pocket for the full $40k.I have a lot of personal & business credit accounts but the only time I carry a balance is on a 0% purchase for consumer goods like a new TV, bed, etc. 

Both units are 3 bed - 1 bath and pretty are spacious.

@Mark Fergusoncontact the state for their opinion...bed time for me.

Sounds ridiculous but $819,000 is a ridiculous price to try and cash flow at.2 bed/1.5 bath. 1100 sq ft each unit. 2 car attached garage for each unit.

It's a building with 2 commercial businesses in the lower level that rent one for $450 a month the other is only open 3months a year and only pay $1800 a year as well as one apartment three bed 2 1/2 bath 1700 ft.² but then there is eight apartments upstairs all one bedrooms but only three are rented out at 300 per month and one is 200 per month all the other units need remodeled before they are able to be rentable just trying to find the best way to do the numbers on this project The lady has had the building for about 30 years and she does month to month leases so it's hard to go off of income per year as well as expenses any help is appreciated I have more numbers for sizes of stuff if needed to help analyze this project

We just needed a hanger for a our little bug smashers but got to rub elbows with the Jet setters   

Does that sound right (6 bed, 4 bath - 3/2 times 2)?