Plenty of the terms are (somewhat) negotiable depending on the borrower, LTV, debt service coverage, collateral, etc. 

A 2% property carries much more risk than a 1% property.Baltimore, which is a high risk market you can easily achieve 2%, and sometimes 3 or 4%

Even with the historical average of 10% per year, it's nowhere near the roughly 24% gain I would achieve with putting that $18,000 towards a rental property.

Also just a caution that if one partner is putting in sweat equity/services for his interest, the accounting for it gets fairly complex.  

Can anyone recommend any contractors and handyman services in Camp Hill, PA and surrounding areas (New Cumberland, Mechanicsburg, Harrisburg, etc)?

Go to places where other investors or service providers to investors congregate. 

Any interruption of Tenant’s use and enjoyment of such appliances shall not constitute “constructive eviction,” nor form the basis for any defense, set-off or counter claim by Tenant.Tenant agrees to pay as additional rent an amount of no less than $200 per visit or the actual cost of service invoiced by a third party plus $50, whichever is greater, if a tenant-initiated service visit is performed and the request is deemed to be frivolous or without merit.Charges for service/repairs performed where the tenant has been determined to be liable/at-fault for such charges by [Landlord/PM] shall be due and payable in full upon the next rent due date as additional rent.No smoking is permitted on the premises, including outdoors within the property's limits.

@Sierra Crisp Sell Ready Corp handyman services in Las Vegas..

Great customer service. 

Then these notes were assigned, or re-assigned, or appointed servicers, and all the while actually becoming part of Residential Mortgage Backed Securities package deals.