I'm 19 years old and I'm in the process of financial freedom for my family and I.

Also, if anything ever happens, like say a fire starts in the basement duplex and travels up the stairwell you illegally built killing everyone inside, then you are not only talking financial liability but criminal liability as well.

Hey @Justin Turner I like Financial IQ by Robert Kiyosaki.  

I'm determined to become successful and financially free, but feel as though if I keep hanging out with him it'll be like an anchor or at least extra weight that'll slow me down on the path I want to take in life.

Also, my credit is only in the mid 600s so its not the best and I would like the lender to worry about the asset rather than my personal credit.

But having great partners allows me to manage three hedge funds with about $45 million assets under management and my goal is to increase to $200 million in the next 12-months.

You also need some business cards that have a couple things for you to write in manually like your phone number but not your cell phone number.Another thing you should consider, depending on your financial worthm, is to form some sort of corporation or a LLC,  Expect that most banks are against doing a loan that not in your name, even a transfer.  

I see on BP pretty frequently when people post commercial lending is simply based on the asset.

If the owner can't demonstrate financial hardship, a short sale won't be approved.  

Consult an asset protection attorney for more ideas and/or confirmation.2.