A broker is free to tac on as much as they want in points and they can even add their own fees.If you look at it from a broker's POV, who have the stigma in society of being that sleazy used car salesman, if they make 2 points on every deal and they slap on a 595 Admin fee too than they'll be getting 3k - 4k in commission for every deal, at that point once you can always do 5 deals in a month, that's good money and you don't need a huge client base to do it. 

Lastly pop on American Greeds website  ( the TV show) and then pop in Remington financial watch that episode this is the mother of all pump and dump due diligence companies its a great article@Kyle J. 

I have quotes from realprotect(Norton) $750 for 130k replacement/2500deductible/1Mil liability and $550 from American Modern for $124k/2500 deductible /500k liability.

I have U.S. based Securities attorneys who create the PPM, and we close escrow through the brokerage office of the #1 Real Estate Broker in the country of Belize (an American citizen), there is no need for a Belizean attorney because we are not syndicating under the laws of Belize, just owning land and they are the same laws as in the United States when it comes to property ownership. 

I decided to go with American Tracers they have a bulk program now, and I gave them a few test numbers (very difficult ones) and they passed.  

You can also always go with a national underwriter like First American or Fidelity or Chicago instead of with a smaller agent. 

It sounds a bit like something only a secret society would know about, doesn't it?

Title/Escrow - First American for example requires the seller see the assignment amount based on the standard agreement real estate agents use.

Income levels are below median household income.50% African American/ 50% Caucasian.Schools are poorly rated People still live in this area!

I'm an American expat interested in looking into some markets/areas around OKC for Buy and Hold investing.