I also highly suggest teaming up with a broker who you'd want to build a relationship with and truly understands the ins and outs of different underwriting guidelines.

I didn't understand that part of his thinking unless we can't have 2 SFH on a property? 

Strategies for Optimizing Your Real Estate ListingsNow that we understand why optimizing your real estate listings is important let’s explore some of the most effective strategies for doing so.Write a Compelling Property DescriptionYour property description is one of the most important elements of your real estate listing.

I understand that in the long run, the property may appreciate more, but are you comfortable paying $915 out of pocket each month?

Oh, I understand all of that.

Only you can decide where your comfort level is, just make sure you understand the risk balance. 

I'm pretty sure it's the first, but just want to make sure because I've heard multiple people word it the way you did and just want to make sure my understanding is correct.

IS THIS LEGAL  FOR LANDLORD TO ASK TO VIEW DIVORCE AGREEMENT ONLY FOR INCOME AND FINANCIAL VERIFICATION/ OBLIGATION PURPOSES.Sorry for the caps but I want to be clear that the LANDLORD understands that it is ILLEGAL to deny tenants based on marital status. 

We then incorporate their results into your tax return.2 - The price point is subjective, but it certainly can make sense for a $400-600k 4-plex if you're planning to keep it for a few years.3 - Most importantly - understand how cost seg actually works: https://www.biggerpockets.com/...

And are helpful and understanding when things go wrong (there is always something).