You might be able to find someone who has the same policy. 

I was looking for coverage last year, and they were able to shop around and get me a great policy. 

If you area was full of crime would you sell or keep i mean i would buy the property at much cheaper price safety is the priority if you was investor would you buy a potentially profitable property great deal but lots of crime around 

Had about a dozen policies with them.

My tenants have said they are starting to fear for their safety and dont want to confront them.

I know in Nashville our visitors safety is paramount.Even a small uptick in visitor crime is a bad thing.Guess we will have to wait and see!

I , as well as you Joe, been thinking about getting an LLC but others have said to just get an umbrella policy instead.

Illinois is a booming market for solar, you have great interconnection, net metering, and SREC policies there. 

From a policy perspective, I cannot see why owners need further reward.

You shouldn't have a blanket policy that automatically denies everyone with a criminal record.