It's a pretty safe bet.I'm going to ping @Kiley Nakamura and ask his thoughts.  

Live in a cardboard box as long as your family is safe, happy, healthy and gets a good education! 

You're a Football Coach, you know how to teach kids "The Fundamentals"...Make them put $20 in the school safe in an envelope as an escrow to be able to join, if they drop out they lose the money....Cut grass for the money if they have to....a broke man cannot invest..They need to learn that lesson too.Good Luck!

.;-) and playing it safe.

Keep it neutral and go with safe colors both in the interior and exterior.

Enough to cover most issues, and better safe than sorry!

And even if it doesn't earn a better rate of return, its still the safe money of your retirement portfolio. 2.

The only thing I would add is that if taxpayers would like to avoid underpayment penalties, they should pay in the "safe harbor" amount every year, either via withholding or quarterly estimated payments.

Be safe and don't work ahead of your competence levelIf you know what it would cost you to buy material to do something and you know what it would take you time wise, you can work backwards into a contractor's bid and figure out the equivalent hourly rate you are paying, which is a great place to start working a bid down.

They are safe and require no out-of-pocket cash to do deals.