@Jonathan Bowen if I understood you correctly, the $300 is a bonus on top of the regular commission.I offered the same thing when I sold our primary residence in 2017

First they tried putting in a workers comp. claim but that got tossed.

If you make enough offers to regular people to BECOME your private lender, eventually get one.

That said, you can buy under your name and then once the property closes, you can do what is called a "Quit Claim" to transfer the deed to your LLC.  

Now back to my regularly scheduled nap!

Now, I guess that does not preclude them from trying to collect from you, because you can sue anybody for anything in our great country, but I would not think they would have a case.I'm sure someone else with more direct experience with insurance claims will weigh in, but that's my take.

Now @Ezekiel Racelis claims 2021.

I recently came across a deal where the seller wanted to do a “quit claim deed”.

They often are naïve that many D neighborhoods investors can not even receive rent regularly. 

For anyone that has hired an employee to do your own construction work (1099 or regular) how do you handle contractor liability insurance?