I am not in the professional league here and neither I have any experience with real estate investment personally but I have just helped real estate agents and brokers and lenders in helping promoting their business and selling their listings online.

You can reduce your Income from your regular job by this much. 

They've been talking about it for about 3 years now, but I recently saw them promoting it on Zillow, which is a first.

In the past I have sent regular absentee yellow letter marketing only to find that some of these owners turned out to be Buyers not interested in selling.Should there be distinctive verbiage on the postcards or letters to these type of absentee owners?

We like it because we have gained cash-flowing assets AND "made" cash to roll into our next purchase by way of doing cash-out refi's.This was a honey of a deal for us, but the formula is used by us regularly.  

That budget will control the marketer towards the varieties of events the organization can afford to follow, and also their regularity.

If you make the minimum monthly payment on time every month, and pay the entire amount off before the end of the promotional period, you will pay zero interest - essentially a free loan.

Even though I retired from my regular 9-5 corporate America job in 2013.

(yikes looks like Ariel's self-promotion was removed)

I purchased an REO (that was remodled - rare), Short sale, and regular transaction all with FHA loans.