Your reasonable assumptions will come true!

My insurance costs went up dramatically after year 1 in one of my properties so I asked around to other local RE investors and found this contact. - Chris Kersey 

Thinking of the phrase, "Keeping up with the Joneses", we are contemplating adding a hot tub, because Airbnb is reporting that properties with pools and hot tubs get twice as many bookings. 

If I buy a small business that includes real estate, it is possible to assume the existing loan (at a lower rate), and finance the additional amount up to asking on a second position mortgage?

On a "small" loan amount like his, he found it more beneficial to pay the extra .25% to rate to get the 3 year PPP. reason: it added only $17 per month to his payment every month; a small price to pay to open the door for refi or sale 2 years sooner. 

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The 2 main reasons for increase were as follows:-Many carriers have moved out of Colorado or no longer offer coverage for HOA communities, so there’s a smaller pool of insurance companies to choose from.

I was looking at going the self-managing route due to me having a little more experience and mainly finding a great handy-man and GC in the area to help me if repairs were to come up from the tenant.

Then financing for the horizontal ( toughest in my mind to get)Lastly vertical construction funding.and if this all lines up TIME  most places its 1 year to 5 years to get a project approved and ready for vertical.

Bad move for a lot of reasons.